| In this life, accidents are always omnipresent. | | | | that covers only federal employees or those |
| Everyone has their share of accidents in the span | | | | workers employed in most major aspect of |
| of their lifetime. Especially for employees, | | | | interstate business. |
| everyday there is a possibility of getting into an | | | | Categories of Workers' Compensation Act, |
| accident or catching a work-related illness as result | | | | passed by Congress: |
| of an accident. | | | | 1. FELA - Federal Employment Liability Act |
| What can we do, getting into accidents is an | | | | 2. Black Lung Benefit Act |
| unpleasant and unfortunate fact of life. | | | | 3. Federal Jones Act |
| Even during times when we believe we had done | | | | 4. LHWCA - Longshore and Harbor Worker |
| everything possible to prevent an accident from | | | | Compensation Act |
| happening, there are factors that we cannot | | | | Meanwhile, the Federal Employment Compensation |
| control. | | | | Act gives provision for compensation of |
| The workplace of an employee is among the | | | | non-military and federal employees. Many of the |
| prime area where accidents can happen. There | | | | conditions included in this act are characteristic of |
| are many policies for upholding the safety and | | | | most of the laws regarding worker compensation. |
| security in a workplace. There are federal and | | | | The damage payments are restricted only to |
| state policies passed in order to keep the | | | | death or disability suffered during the employee's |
| workplace safe and secure enough for | | | | performance of his or her duties but not due to |
| employees. There are even government agencies | | | | the intention of the employee or because of |
| created to look into the compliance of health and | | | | intoxication. The act provides the funding of |
| safety by the employer. | | | | medical expenses for the employee with disability |
| By principle, the employers should comply with | | | | with requirement for job retraining by the |
| these policies. If ever an accident occurred and an | | | | employee, if needed. |
| employee is injured, the brunt of liability is always | | | | Furthermore, during the disability, the employee |
| on the employer. | | | | may receive some two thirds of his or her |
| There are compensation laws that ensure | | | | regular salary each month. The compensation |
| employees who are injured or disabled while at | | | | may be more if the injuries sustained are |
| work to be provided with payment for damages. | | | | permanent or if the employee has dependents. |
| Likewise, there are also benefits for the | | | | Likewise, the act also provides compensation for |
| dependents of workers who are killed because of | | | | the survivors of employees that are killed. The |
| accidents in the workplace or work-related illness. | | | | agency administering this act is the Office of |
| These kinds of benefit aim to mitigate the | | | | Workers' Compensation Programs. |
| implications of an accident that happen to an | | | | An example of an all-inclusive state's |
| employee, somehow. | | | | compensation program is the state of California's |
| The Workers Compensation claim is a law that | | | | Workers Compensation Act. It can benefit |
| provides preset monetary awards for an injured | | | | employers because its statute limits the |
| employee. This eliminates the process of litigation. | | | | employer's and fellow employees' liability. |
| Meanwhile, there are also laws protecting | | | | The California statutes of workers compensation |
| employers and co-employees because it limits the | | | | further necessitates the employers to get |
| amount an employee can claim for damages. | | | | insurance, which will encompass claims of |
| There are laws that eliminate the legal | | | | employees for compensation. |
| responsibility of fellow employees in case of | | | | It is said that prevention is better than cure. |
| accidents to a co-worker. The statutes in the | | | | Nevertheless, there can also be ways to make |
| State Workers Compensation established this | | | | the cure a little better. This could be the guiding |
| framework for most employment. | | | | principle of Workers Compensation claims. |
| There are also federal statutes for employment | | | | |