| If you are suffering from bad credit in any form, | | | | make the decision to turn from your bad credit |
| you probably want to do everything you can to | | | | ways and you stick to that decision. Then you go |
| clean things up so you can enjoy the world of | | | | to a bad credit mortgage specialist for your credit |
| good credit again. After all, in the media and from | | | | redemption! Sounds pretty dramatic, however |
| talks with the majority of mortgage brokers and | | | | it’s true. Bad credit isn’t the end, because |
| big lenders, chances are you’ve been told | | | | every day bad credit clients prepare for a better |
| that bad credit won’t get you anywhere | | | | financial future and secure home loans – even |
| – ever. The great news is that’s rubbish! | | | | people with personal bankruptcy! The reality is |
| Working in the bad credit mortgage industry, I | | | | that for every financial problem, there is always a |
| personally know that people with bad credit are | | | | solution. That solution is good money |
| securing mortgages – good ones with | | | | management. Reputable bad credit mortgage |
| reasonable interest rates – every day. You | | | | experts teach every client they work with, how |
| can too, and when you do, it’s important to | | | | to regain control of their finances, and for some it |
| decide immediately that this bad credit loan will be | | | | may be the very first time they have that |
| your last – ever! | | | | control. These specialists teach their clients how to |
| This Bad Credit Loan will be the Last! | | | | keep control as well, which prepares the client for |
| It might sound depressing saying that something | | | | a successful financial future. Once a bad credit |
| will be the very last ever, however when it | | | | mortgage specialist secures a home loan for their |
| comes to bad credit loans, I’m pretty sure | | | | client, they will also walk away with a plan to |
| you’ll agree with me that it’s a good thing | | | | follow that will ensure they will find a life of good |
| to decide that it will be your last. That’s | | | | credit at the end of the rainbow. |
| because once you secure your bad credit loan, | | | | • Get a bookkeeper: A bookkeeper will really |
| you will be well on your way to cleaning up your | | | | help you to keep on top of your financial situation, |
| financial house to make sure you achieve good | | | | so find a good one and hire them! At least this |
| credit and a financially secure situation again – | | | | way you will be up-to-date with everything and |
| or perhaps for the very first time! After saying | | | | know what money is coming in and what money |
| this, perhaps you are saying, “Yeah Julian, all | | | | is going out. |
| very well and good for a money expert like you | | | | • Stick to your cash flow plan: You are paying |
| to say, ‘make this bad credit loan your | | | | a certain amount off your mortgage each month |
| last’, but I have a history of bad credit and | | | | according to your budget. You must stick to your |
| poor money decisions”? My response to that | | | | budget. One way to ensure you never go beyond |
| is, “So what!” Even with the strongest | | | | your budget is to donate what you deem to be a |
| history of poor money management, bad credit | | | | significant amount of money, to a cause you do |
| mortgage experts worth their salt can work with | | | | not support. For instance, if you have a fear of |
| you to change your bad money habits and turn | | | | birds, donate money to a bird society. Do this |
| them into good ones that will result in lasting | | | | even if you go over budget by just a few dollars. |
| financial security. Hold me to that, because now | | | | It will keep you disciplined. |
| I’m going to show you how! | | | | • Stay Motivated: Think about what you want |
| How to make this Bad Credit Loan Your Last one | | | | to do once you are financially stable and secure. |
| Ever! | | | | Pin photographs of your dream home, car or |
| Sure, I’ve made a pretty amazing statement | | | | holiday destination on your corkboard, so you can |
| in the previous section, and now I’m going to | | | | see it as you work. Set goals and remind yourself |
| show you how you can ensure this bad credit | | | | of them. Try reading rags to riches stories as |
| loan is the very last one you’ll ever have | | | | well, because they will definitely inspire you. All of |
| because it’s going to be the last one | | | | these things will help you stay on track. |
| you’ll ever need! | | | | How to Get Your Last Bad Credit Loan Ever! |
| It’s quite easy and straightforward to achieve | | | | Forget the banks, because they won’t touch |
| this, so here goes: | | | | anybody with bad credit! Find an experienced bad |
| • Find a bad credit mortgage expert who | | | | credit mortgage broker who will work with you |
| knows what they are doing: It is critical that you | | | | so you’ll get a great home loan to suit your |
| choose to work with a reputable bad credit | | | | needs, and the guidance you need to ensure your |
| mortgage expert! Good specialists in bad credit | | | | financial future is bright. Say goodbye to bad |
| mortgages will secure competitive mortgages for | | | | credit once and for all! |
| people with all sorts of financial problems. Sounds | | | | Julian Thornton is a Melbourne-based mortgage |
| drastic right? It gets better! These experts | | | | specialist who owns and operates the highly |
| don’t just secure their clients a good home | | | | successful Designer Mortgage Solutions Pty Ltd. |
| loan though. They also make sure their clients are | | | | Although specializing in the field of bad credit |
| prepared to succeed both now and into the | | | | mortgages and financial coaching, Julian can help |
| future. | | | | anybody into their own home and prepare them |
| • Good money management: If you are | | | | for financial success. Julian can be contacted by |
| dealing with a credible bad credit mortgage | | | | email at au or by telephone on |
| expert, and you aren’t mortgage ready when | | | | 03 9556 5431. Further information is also available |
| you walk through their doors for the first time, | | | | at . |
| they work with you to get you ready. It’s all | | | | © Julian Thornton, Designer Mortgage Solutions |
| about good money management, and no, it’s | | | | Pty Ltd, 2006. |
| not rocket science. It is discipline though. You | | | | |